When was the last time you truly forgave someone? I’m talking about a time when someone did wrong by you with no explanation — leaving you bewildered as to why you were treated that way. And, unfortunately, you had no real recourse, except to pick yourself up and move on. But before you could truly […]
There is always room for change or improvement when it comes to your finances. But what you really should be asking yourself is this: Am I looking to optimize my current situation, or am I looking for tremendous improvement? The vast majority of what passes for financial advice is directed at optimization instead of drastic […]
When it comes to our finances, one significant part of the early stages of planning is understanding your resources and determining your net worth. This is one of the most overlooked steps. People don’t want to see where their trouble spots are in their financial landscape. While it may only be a small piece of […]
At first glance, income seems like a simple topic. But many times, it’s easy to confuse specific cash flows, or even promised cash flows as income when they are not. There are many ways to be compensated, and it’s important to know when you are being paid, how, and why because it will lay the […]
A spending plan is a guesstimate of what you will spend over a period of time. It is not a hope, a dream, or any sort of limit that you place on what you spend. It is merely a personal projection of where the money you spend will go and how much. Before you can […]
