Empowering You to Live Your Best Financial Life
Our expertise in financial, investment, and retirement planning will guide your path to financial fulfillment.
Invest Smarter, Not Harder
Most investors underperform the market — and it’s not because they pick the wrong stocks. The problem? Emotional decisions. We tend to buy high when the market feels safe and sell low when fear takes over — exactly the opposite of what works. This blog breaks down why it happens and how you can build a smarter, long-term strategy to avoid this common pitfall.
How to Prepare for Market Crashes: Essential Tips for Investors
Market crashes are unpredictable—but they don’t have to derail your financial journey. The key to surviving (and thriving) during market downturns lies in preparation. Think of it like being a scout: always ready for what’s to come.
The Great Investment Lie
True investment success comes from patience, discipline, and sticking to your plan, even in turbulent times. Don’t fall for the myth—focus on the steady, proven approach that truly grows wealth over time.
Surviving a Down Market: One Mistake You Can’t Afford
There are many mistakes we can make when investing, the most significant of which is sitting out of the market. Most of the others lead us to the conclusion that we should sell our portfolios and "wait for a better time to invest."
The Last Dumb Investor
Given the market has always risen over any 17-year period, this poor soul must have bought on October 9, 2007, just before the S&P 500 index threw in the towel and dropped nearly 50%. That dumb buyer would have “lost” half their money in just a little over a year.
Don’t Let Your Investment Plan Crash With The Markets
In many cases, philosophies are the basis for how we think and plan. If you can see how my simple driving philosophy helped here, perhaps you can see how an investment philosophy may help when it comes to your money and the market.
How to Save Time on Your Finances
When it comes to assessing and changing your financial life, what’s holding you back? Is it finally weeding things out and making the change? Is it the inertia or that you find yourself falling back into old habits? No matter what it is, if you genuinely want to spend less time and find more value, you need to break the habits, commit to the change, and weed things out.
Why Volatility is Good
Higher risk must be accompanied by higher potential rewards. To get that, we have to accept more volatility and that’s what the stock market provides. Even a well-diversified portfolio will move up and down with the markets, so let’s structure a portfolio so we can live within the good times and the bad!
Faith In The Future
People do it all the time. In the face of their worst imaginable fears, they do it. Probably not because they want to. They do it, maybe, because that’s the way we humans are wired. What do they do? They continue. And the only thing that might be driving them is faith in the future. A faith that the future will be better.
The Upside To A Market Crash
If you are in the savings/investing mode, would you rather stock prices today be over or under the true value of the companies you are buying?
Rebalance Your Portfolio
Your Long-Term Portfolio has target percentages for each fund and asset class. We start investing by placing those amounts in each fund so that we are perfectly balanced. The day you initially invest will be the last day you are perfectly balanced.
Structure a Portfolio Whose Behavior in Market Crashes is Acceptable
If you are 40 years old, you will likely experience 5 to 8 more market crashes during the rest of your life. You can try to predict them and trade through them, but history says you won’t be successful as no one has ever done so through more than one or two.
Do What’s Always Worked
When tying your future wealth to something through investment, be sure what you are doing has always worked in the past. Don’t be distracted by the odd strategy or “opportunity.”
Be Optimistic
Things will improve, we just don’t know how. That’s what I mean by being optimistic and this is most important when markets crash.