Live Your Best Financial Life

Our Fiduciary Duty

Best Financial Life maintains a high-level of fiduciary responsibility. We are committed to providing the best advice according to our expertise, and will never accept commission from third-party entities. Our goal is to help you attain the comfort and success of financial fulfillment.

Blog

You’ve Funded Retirement and Emergencies - Now Where Should Your Money Go?

Maxed out your 401(k) and college funds? Learn why investing extra money in a taxable account can reduce lifetime taxes and grow your wealth with more flexibility.

Linear Returns, Nonlinear Risk: A Tech-Savvy Guide to Diversification

Discover how diversification improves your investment portfolio by reducing risk without sacrificing return. This blog breaks down the math behind diversification in a simple, visual way, showing why it’s possible to achieve the same expected returns while reducing overall portfolio risk.

Avoid Probate, Protect Your Heirs: The Power of a Living Trust

Avoiding probate can save your family time, money, and stress. In this blog, we break down the benefits of using a revocable living trust in California, including avoiding costly probate fees, protecting your privacy, and reducing the risk of legal challenges. Learn how trusts work, when to update them, and why they’re a powerful tool for safeguarding your legacy.

Investment Account Tax Rules Every Tech Professional Should Know

Learn the three ways investment accounts are taxed—immediately, in the future, or never again. This guide breaks down taxable, tax-deferred, and tax-free accounts to help you choose the right mix for your financial goals. Find out how understanding these tax structures can improve your long-term investing strategy.

How Inflation Threatens Your Retirement—and What to Do About It

Your retirement might last 25 years or more—will your money keep up? This blog explores how inflation drives up future costs and why investing in stocks can help your portfolio outpace it. Learn how to plan for the rising cost of retirement and protect your standard of living.

Retirement Isn’t What It Used to Be—And That’s Okay

Retirement is changing. With people living longer, a 30-year retirement may require more income than expected. This blog explores how to prepare financially—and mentally—for a retirement that may still include work.