Previously, we have focused on the stock you own that has already vested sometime in the past. We talked about understanding the risk that creates as well as knowing the tax effect of selling those shares. Today, we are talking about newly vested shares – whether they are RSUs, stock options, ESPP or another type […]
Taxes are a fact of life. I talk to a lot of people who are trying to find the super-secret way that people with money avoid paying taxes. I’m here to tell you – it doesn’t exist. People offering you such strategies are not telling you something. Either that you’ll have to pay even more […]
Is the amount of stock you have accumulated starting to look large to you? Do you want to be sure you are doing the best thing with this important asset? If so, then what you are sensing is probably a conflict of two very different feelings about your stock. On one side, you may believe […]
We make decisions in everyday life based on seeking a reward given the risk we are willing to take. Without risk, there is no reward. Let’s break this down. What is the reward? The reward is higher returns when your stock price rises. Something happens at your company or in your industry that creates value […]
You’ve worked for a great company for a while and have stock that has built up over time. What do you need to know to get the most out of it? Here are three things you need to know about your company stock. 1. You don’t know where your company stock is going. The value […]
RSUs, restricted stock units, are sometimes issued by your employer’s company as a form of a delayed bonus. Since it’s a paid bonus received as compensation in the form of stock, it’s up to you to sell the stock and receive the cash. However, just like anything else income related, there are taxes involved. RSUs […]
Do You Have Too Much Company Stock? Diversification is the key to any successful portfolio. However, recently, individual tech stocks have been all over the news and I’ve been getting asked, “How much company stock should I have?” or “Do I have too much?” Today, I wanted to answer these questions and clear up some […]
I’m often asked, “Where should I invest my cash if I plan to buy a [house, boat, car, etc.] in two years?” My answer is always, “Put it in your savings account so you know it will be there when you need it.” Sure, you could get a bit more interest in a CD or […]
Many times, people have come to me with concerns about cash buildup in their savings accounts. That’s not a bad problem to have, but it’s still a problem. Some people are concerned about spending their extra cash, while others are concerned that they’re not investing it. In either case, this situation can easily be avoided […]
In today’s busy world, you might often feel like you’re drowning in responsibilities to your family, coworkers, clients, and even your neighbors. There’s always someone or something saying you ought to be doing something. It’s a huge weight on your shoulders, and money is no exception. If your income is higher than your parents, you […]