Best Financial Life

Empowering You to Live Your Best Financial Life

Our expertise in financial, investment, and retirement planning will guide your path to financial fulfillment.

Keep Your Spending Categories Manageable

When thinking about your spending, be sure to lump expenses together to save yourself from being overwhelmed by the number of categories or buckets you have.

Don’t Be Afraid to Spend More Than Your Plan

We only have so much willpower to get through the day and the same goes double when it comes to managing your finances. Preserve your willpower by allowing yourself to live outside your financial and spending plan from time to time.

In Your Spending, Target Only Things You Can Actually Control

We are too good at beating ourselves up and in our finances that happens most with our spending. While I love knowing what your spending is, be careful not to be too critical too quickly.

Create a Spending Plan

If you want to do everything you want in life and then die with a dollar in your bank account or whatever amount you want to leave your kids, there is a simple equation.

Match Your Spending with Your Values

There is a lot of talk these days about aligning your investments with your values. But what about your spending? We are hard wired, it seems, to pay little to no attention to our spending.

Create an Emergency Fund

You’ve probably heard this one before, but let’s bring some reality to the topic of creating an emergency fund. An emergency fund is simply a pile of cash that we keep safe and available in case we need it.

Focus on Cash Flow Over Your Entire Life

If your goal is to do everything you want in life and die with at least a dollar in your bank account, or whatever amount you want to leave to your kids, then there is a simple equation that will tell you if you are on the right track.

Work Your Finances Consistently, Even If Gradually

Just like exercise, a little bit of financial health is much better than none. Finances can be overwhelming when we try to think of all areas at once. We know it is important to have all areas of our financial lives working together, but it is simply too scary to do it all at once.